Complete Your Required Debtor Education Course 100% Online
Take your course with a UST-approved provider, with everything you need included in one clear price.
Choose Your Enrollment
🛡 30-Day Money-Back Guarantee
No hidden fees. The price you see is all you pay. Your course, unlimited exam retakes, support, and completion certificate are included.
Single Filer — $12.99 total
Everything you need to complete your course. One enrollment and completion certificate included.
- No hidden fees. The price you see is all you pay.
- No lesson-specific timers
- Unlimited exam retakes
- Certificate available immediately upon completion
- Podcast-style Listen Mode
- Instant course access after payment
- Support included
Joint Filers — $19.99 total
One payment. Course access for both of you. Save $5.99 compared with two individual enrollments.
- No hidden fees. The price you see is all you pay.
- All the benefits of individual enrollment
- Separate accounts and progress for each person
- An individual certificate for each person upon completion
- An email invitation gives your spouse access
Three steps to your certificate
1. Choose your enrollment
Choose single or joint enrollment, review and acknowledge the required disclosures, and create your account before paying.
2. Complete your course
Read or listen to clear lessons on budgeting, credit, and managing your finances. Your account keeps track of your progress.
3. Download your certificate
After you complete all course requirements, your certificate is available to download through your account. Certificate issuance is included in your enrollment fee.
Frequently asked questions
Can my spouse and I enroll together?
Yes. Joint enrollment costs $19.99 total for two people. You pay once and provide your spouse’s email address. Your spouse receives an invitation to access the course through their own account. Each person completes the course requirements and receives an individual certificate.
Are there additional certificate fees?
No. Your completion certificate is included. Duplicate certificates and corrections for typographical errors are also provided at no additional charge.
Are there lesson timers?
There are no lesson-specific timers. Move through individual lessons without timed waits.
When do I review the required disclosures?
New learners review and acknowledge the required disclosures before creating an account. Account creation comes before payment.
What if I cannot afford the course?
Fee waivers and reduced fees are available based on ability to pay. Contact support@debtoreducationonline.com to request assistance before enrolling.
How do I get help?
Email support@debtoreducationonline.com for assistance with enrollment, course access, or your certificate.
Take the next step toward completing your debtor education requirement. $12.99 individual · $19.99 joint filers · Certificates included. No hidden fees.
Choose Your Enrollment